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Access – Pay After You Pass

Access is Atlas Funded’s "pay-after-you-pass" model, made to reduce the upfront cost for traders while offering access to funded accounts.

Updated today

Instead of paying the full fee upfront, traders only pay a small entry fee and complete the evaluation. The full fee is only paid once both steps are successfully passed.


Overview

Atlas Access offers two challenge formats:

2-Step Access
A traditional two-phase model with realistic profit targets and generous risk parameters.

1-Step Access
A simplified one-phase model for faster evaluation and fewer requirements.

Add-ons such as 100% profit split, no minimum trading days, and weekly payouts are available at checkout to customise your experience.


2-Step Access Challenge Structure

Stage

Trading Period

Minimum Trading Days

Profit Target

Max Daily Loss

Max Overall Loss

Step 1

Unlimited

5

6%

5%

10%

Step 2

Unlimited

5

4%

5%

10%

Funded

Unlimited

5

3%

6%


Pricing – 2-Step Access

Account Size

Phase 1

Phase 2

Funded Fee

$5K

$5

$5

$78

$10K

$5

$5

$138

$25K

$5

$5

$278

$50K

$5

$5

$418

$100K

$5

$5

$788

$200K

$5

$5

$1,478


Reset Policy

If your account breaches any rule, you will have 72 hours to purchase an account reset.

Account Size

Price

$5K

$31.20

$10K

$55.20

$25K

$111.20

$50K

$167.20

$100K

$315.20

$200K

$591.20

Add-Ons (Optional at Checkout)

Add-On

Description

Cost

Weekly Payout

Allows weekly withdrawals

+20%

Bi-weekly Payout

Allows payouts every two weeks

+10%

100% Profit Split

Upgrade from 80% to full payout

+20%

No Minimum Trading Days

Removes minimum day requirement

+20%

All add-ons must be selected at checkout and cannot be added later.


Account Breaches & Risk Management

A hard breach occurs if you exceed the Maximum Daily Loss or Maximum Overall Loss. This results in immediate account closure during both evaluation and funded stages.

Reset options are available for 72 hours after a breach.

Max Overall Loss – Static

Atlas Access funded accounts use a static drawdown model, meaning your account’s breach level never moves, even if you’re in profit. The max loss is always calculated from the initial balance.

A breach happens if your balance or equity falls below 6% of the original account balance at any time — regardless of whether losses are closed or floating.

Example 1: Breach from Floating Loss

  • Initial Balance: $100,000

  • Max Overall Loss Limit (6%): $6,000

  • Breach Level: $94,000

You're holding a trade with a $4,000 closed loss and an unrealised (floating) loss of $2,500.

  • Equity: $93,500

  • Balance: $96,000

Despite your balance being above the breach line, the floating drawdown puts your equity below $94,000, breaching the account.

Example 2: Breach Despite Being in Profit

You’ve been doing well and have grown your account to $107,000 in balance.

  • Initial Balance: $100,000

  • Max Overall Loss (6% of initial balance): $6,000

  • Breach Level: Still $94,000

Later, you take a high-risk trade and your equity dips to $93,800.
Even though you’re in overall profit, the breach level doesn’t move, and your account will be breached because equity has dropped below $94,000.

Max Daily Loss

Your daily drawdown limit is based on the previous day's highest balance or equity — whichever is higher.

The limit resets daily at 5 PM EST.

Example 1:

  • Account Size: $100,000

  • Monday’s Highest Equity: $108,000

  • Max Daily Loss (5%): $5,400

  • Tuesday Breach Level: $102,600

If your equity or balance falls below $102,600 at any point on Tuesday, the account is breached.

Example 2:

  • Account Size: $100,000

  • Wednesday’s Highest Balance: $100,500

  • Max Daily Loss (5%): $5,025

  • Thursday Breach Level: $95,475

On Thursday, your account cannot drop below $95,475 — even during floating drawdown.

Atlas Protector

The Atlas Protector is an automated risk management system designed to limit overexposure in funded accounts:

  • If any single trade reaches a floating loss of 1.5%, it is automatically closed.

  • On the first hit, your profit split is reduced to 50%.

  • On the second hit, your account is breached.

This system is intended to help traders protect capital and maintain disciplined risk habits.

1-Step Access Challenge Structure

Stage

Minimum Trading Days

Profit Target

Max Daily Loss

Max Overall Loss

Consistency Rule

Step 1

0

6%

4%

8%

Funded

4

3%

6%

30%


Account Size

Price

$5K

$78

$10K

$168

$25K

$308

$50K

$458

$100K

$868

$200K

$1,678

Resets follow the same pricing structure as in the 2-Step model.


Rewards & Profit Split

  • Minimum of 4 or 5 trading days in the funded stage (with at least 0.5% or 1% profit per day) is required before requesting your first payout.

  • Profit splits are 80% by default. Traders can upgrade to 100% at checkout.

  • Payout schedules depend on selected add-ons: weekly, bi-weekly, or monthly.


1 Step Consistency Rule – 30%

You cannot have a single trading day account for more than 30% of your total profits during a payout cycle.

If your best day exceeds this:

  • You won’t be breached

  • But you can’t request a payout until your profits are more evenly distributed


Please note: ACCESS accounts are limited to single use per customer. Each customer may purchase one Step 1 and one Step 2 account only.

Frequently Asked Questions

  • When do I pay the full fee?
    Only after you successfully pass both evaluation phases.

  • Can I reset my account at any time?
    No. Resets are only available after a breach and must be purchased within 72 hours.

  • Are Expert Advisors (EAs) allowed?
    Yes, they are allowed across all stages.

  • Is there a difference in leverage across phases?
    No, all Atlas Access accounts follow the same leverage model.

  • How do I avoid the Atlas Protector trigger?
    Always manage your open risk carefully. Avoid allowing trades to float into a 1.5% drawdown.

Start for Just $5. Only Pay If You Pass.

With Atlas Access, you prove your edge before committing.
No time limits. 100% profit split. No pressure.

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