Skip to main content

Pay Later – Pay After You Pass

Pay Later is Atlas Funded’s "pay-after-you-pass" model, made to reduce the upfront cost for traders while offering access to funded accounts.

Instead of paying the full fee upfront, traders only pay a small entry fee and complete the evaluation. The full fee is only paid once phase 1 is successfully passed.


1-Step Pay Later Challenge Structure

Stage

Minimum Trading Days

Profit Target

Max Daily Loss

Max Overall Loss

Consistency Rule

Step 1

0

3%

4% (Trailing)

8% (Trailing)

Funded

4 (1% Gain Per Day)

3% (Trailing)

6% (Trailing)

25%


Account Size

Price

$5K

$58

$10K

$98

$25K

$196

$50K

$294

$100K

$554

$200K

$1,080

$300K

$1,680

$400K

$2,040

Resets follow the same pricing structure as in the 2-Step model.


Rewards & Profit Split

  • Minimum of 4 (1 step) or 5 (2 step) trading days in the funded stage with at least 0.5% (2 step) or 1% (1 step) profit per day is required before requesting your first payout.

  • Profit splits are 80% by default. Traders can upgrade to 100% at checkout.

  • Payout schedules depend on selected add-ons: on demand, weekly, bi-weekly.


1 Step Consistency Rule – 25%

You cannot have a single trading day account for more than 25% of your total profits during a payout cycle.

If your best day exceeds this:

  • You won’t be breached

  • But you can’t request a payout until your profits are more evenly distributed


You may not be actively trading across more than $400,000 at any one time — however, you are welcome to purchase additional accounts beyond this limit to have ready, provided your active trading allocation does not exceed $400,000.

Frequently Asked Questions

When do I pay the full fee?
Only after you successfully pass both evaluation phases.


Can I reset my account at any time?
No. Resets are only available after a breach and must be purchased within 72 hours.


Are Expert Advisors (EAs) allowed?
Yes, they are allowed across all stages.


Are add-ons automatically charged?
No, add-ons are not automatically included or charged with your account. You will only be billed for the base account fee.

If you wish to apply or purchase add-ons, please contact our support team for assistance.

Start for Just $5. Only Pay If You Pass.

With Atlas Access, you prove your edge before committing.
No time limits. 100% profit split. No pressure.

Did this answer your question?