Programs
Compare programs
Seven ways to get funded on Atlas. Side by side, with the numbers the risk engine uses.
Atlas has two families of program:
- Instant programs fund you on your first trade. There is no profit target. You trade under funded rules from day one.
- Evaluation programs ask you to reach a profit target first, in one phase (1-Step, Access) or two (2-Step). Pass, sign your agreement, and you trade funded.
| Program | Phases | Target | Max drawdown | Daily loss | Consistency | Split | First payout |
|---|---|---|---|---|---|---|---|
| Instant Zero | Funded from day one | None | 4% trailing, end of day | None | None | 90% | 28 days |
| Instant Funded | Funded from day one | None | 5% trailing, end of day | 3% | 20% | 90% | 28 days |
| 1-Step | 1 phase | 10% | 7% static | 4% | None | 90% | 14 days |
| 1-Step Pro | 1 phase | 8% | 6% static | None | None | 90% | 14 days |
| 2-Step | 2 phases | 8% / 5% | 10% static | 5% | None | 90% | 14 days |
| 2-Step Pro | 2 phases | 7% / 4% | 8% static | None | None | 90% | 14 days |
| Access (Pay Later) | 1 phase | 3% | 10% trailing, equity → 6% trailing, equity | 5% → 3% | 40% | 90% | 28 days |
Drawdown and daily loss shown as evaluation → funded where they differ. Tap a program for its full rule table.
Which one fits you
| If you want… | Look at |
|---|---|
| To be paid on your best day, with no consistency rule | Instant Zero |
| The largest instant account (up to $400K) | Instant Funded |
| One target and a static drawdown | 1-Step |
| No daily loss limit | Instant Zero, 1-Step Pro or 2-Step Pro |
| The widest drawdown and the lowest targets | 2-Step |
| To pay $5 now and the rest only if you pass | Access |
Standard vs Pro
Pro versions of 1-Step and 2-Step trade a lower drawdown and no daily loss limit for fewer requirements:
| Standard | Pro | |
|---|---|---|
| Daily loss limit | Yes | None |
| Evaluation minimum days | 3 | None |
| Funded minimum days per payout | 5, each with at least 0.5% profit | 3, any trading day |
| Payout threshold | $100 profit | $50 profit |
| Drawdown after a payout | Re-anchored to your new balance | Stays where it started |
| Daily Payouts add-on | Not available | Available |
See Maximum drawdown for what re-anchoring means.
Every program has
- A 90% profit split as standard, 100% with the add-on.
- MetaTrader 5, TradeLocker and Match-Trader, with identical rules.
- No time limit on evaluations.
- EAs allowed, and overnight and weekend holding allowed.
- The same funded-account protections: Atlas Protector, the news window, the short-trade rule and the margin-usage rule.
- Your fee refunded as Atlas Balance with your 3rd consecutive payout.
Last reviewed 27 September 2026. Rules shown are read from the Atlas risk engine.